Chegus Infotech: Bringing Affordable Software to Small Insurance Companies

CIO Vendor The rapid deployments of digital and mobile technologies in insurance sector has shifted the industry's focus towards adopting new techniques for managing risks and develop solutions in the life and non-life insurance areas. Insurance - Life / Non-Life and Reinsurance remains highly competitive. While technology is playing an ever-larger role in insurers' ability to attract, retain, and profitably serve clients, the software from established and large companies is beyond the affordability of small insurance companies in the developing economies.
Bangalore headquartered startup Chegus Infotech has been working to provide a comprehensive set of insurance software solutions to developing economies. Having experience with respect to product development in insurance domain, Neethi Mannaji, CTO, partnering with Lakshmi Kumari has established Chegus Infotech, based on the strategy to provide budget friendly insurance software solutions that are technologically competent to drive in optimal business growth and efficiently manage existing business of small companies.
The crucial need for after sales support and flexible product configuration and customization to the needs of the clients has been given utmost importance.


The multiple & customizable dashboards facilitate a complete view of the daily progress of the business for various departments



Neethi Mannaji, the CTO of Chegus Infotech says, "Our products are very user friendly and can be fine tuned to the requirements of individual clients. Thereafter, updating is possible as and when necessary with minimum efforts.
Exhaustive customized reports & Dynamic reports are part of the offered products which can be generated using file formats like Adobe, HTML, MS Excel, and XML etc BI and Actuarial modules are to be incorporated soon."

GENIE - GEN (Non Life Insurance Software) & GENIE LIFE (Life Insurance Software)

Chegus' GENIE GEN and GENIE LIFE platform are two of the initial products in portfolio of products. The platform enables real-time insights on new business submissions, underwriting, policy issuance, alteration, renewals, claims management and automatic reinsurance. The application have efficient internal as well as external communication systems by generating email, sms and application related notifications. All the applications are upgradable with "Work Flow Management" module.

GENIE – RE

Reinsurers are often found managing structured and non-structured data, such as the reinsurance treaty, or claims and Facultative underwriting, a tiresome task. Enabling reinsurers to leverage these data into their business processes, Chegus Infotech avails comprehensive reinsurance software solution called Genie-RE. The solution manages entire range of reinsurance contracts and activities for all lines of businesses including technical accounting functionality and reporting capabilities. With an easy-to-use web-based interface, the system enables centralized management of master data for cedents, brokers, co-reinsurers, and retro cessionaries.
The list continues with individual and group life products, benefit riders for life products, and the amount at risk tables with corresponding risk premium rates for the different individual life products.

Lakshmi Kumari expresses Chegus Infotech's intention to give a comprehensive product backed by quality and reliable after sales service to clients, especially in growing economies like Africa and Asia. With an unwavering focus to deliver a simple, effective and flexible system, Chegus Infotech is motivated to make a difference in the insurance industry and emerge as a leading product oriented organization.